We are Kathryn and Captain Frugal two money saving fanatics. Kathryn is a freelance writer living in San Francisco which means that she's had to work hard to maintain a frugal budget. Captain Frugal learned from a young age that a penny saved is a penny earned, he's made it his life's mission to beat "the system" a few cents at a time.
"Living the high life is easy!" say's captian frugal, "all you need is a little creativity, to improve your lifestyle and still save money!


Yes I agree about the cost of home phone lines
BUT I am not in a cabled area so have to have ADSL Broadband. Also, mobiles are great in cities but not in less urbanised areas. Where I live you have to go to a window and point towards the arial in the Minster tower. No phone calls after dark when the ionosphere closes in as you cant get a signal! No way can you run your life or a business like that. And don’t the phone companies know this!