Ok. You need to get Christmas presents for your friends and your family and probably for the people in your office, too, but you don’t have a lot to spend. You’re absolutely not alone! The economy is really bad right now, and it doesn’t matter whether you live in the UK, the US, or somewhere else. Whatever kind of currency you use just doesn’t stretch as far as it used it. If you want to make sure that your pounds go further this holiday season, why not try giving homemade Christmas
Continue reading 25 Homemade Christmas Presents That Don’t Suck
Flickr credit: danesparza.
Credit card debt is a growing problem for many people, and sometimes it feels like things are getting out of control, thanks to the high interest rates that card issuers often charge. However, it is possible to take control of your debt situation and pay it down.
Here are some tips for those of you just
Continue reading 17 Commonsense Tips for Mastering Your Credit Card Debt
Christmas is likely the one single holiday that cuts into your bank account the most. Forget birthdays and weddings, hosting a Christmas party for family and friends, buying gifts, and entertaining can put you on a diet for months after and your budget in severe need of counseling.
You can still have a Merry Christmas without the
Continue reading 150 Ways to Save Money and Get More Out of Christmas
Entertainment is what you make it, Some of us need less of it than others, and everyone has their own idea of what it is. But being on a budget doesn’t mean you have to accept less entertainment and leisure activities, just redefine what it is.
Some Questions to Ask Yourself
Flickr credit: stuartpilbrow.
Saving money: either you do it or you don’t, but that doesn’t mean you don’t want to. If you want to save money, you have to prime yourself to create a savings mindset.
Questions to Ask Yourself About Saving
Before you can create a savings mindset, you need to ask yourself a
Continue reading Creating A Savings Mindset
Flickr credit: spookyamd.
So you’ve followed the advice of dozens of budgeting blogs and cut back on your expenses so you can save for that trip you’ve been dreaming of. But it’s not enough and you need to save more.
Well, if you’re ready to get a bit more extreme in how you save money, check out these cost-cutting
Continue reading 30 Extreme Ways to Save Money
With no signs of the stock markets recovering from this serious global downturn, we’re particularly looking for ways you can save your money and make some more money (although there should be good buying opportunities in the market soon, so think about starting an investment club).
To inspire you, check out
Continue reading Weekly Roundup: Making and Saving More Money (7th Nov 2008)
Online shopping can save you money, not just in terms of the gas you save by shopping from home.
There are some serious mistakes you could make that cost you big bucks though. Outright scams aside, there are simple mistakes online shoppers can easily avoid.
Each one of the items on this list is a potential online shopping pitfall that
Continue reading The Top 29 Online Shopping Mistakes and How to Avoid Them
Flickr credit: Cristiano Betta.
Check out a number of “money saving” forums and you’ll see that there’s always a healthy discussion about both saving money and learning to live on less income. Even people who are not earning what they’d call a “limited” income are these days interested in building a long-term savings mindset.
One way to do that is to learn to live on less. Of course, “living on less” might be great
Continue reading 10 Rules for Living on Less Income
Flickr credit: thebaron03.
Eating well on a budget is possible, though it takes work. Of course, one person’s definition of “eating well” will not match another’s, so you have to decide for yourself if you want to budget less for food or sacrifice something else in your life. Here are some tips to help you
Continue reading 24 Tips For Eating Well On A Budget
Flickr photo credit: mode.
Long-term planning seems to be anathema to many people. Even those of us that try to budget, or even be that dreaded F word - frugal - sometimes have trouble thinking about our
Continue reading Savings Mindset vs Frugal Mindset
Free money comes in many forms: rebates, freebies, lottery winnings, or a bonus. Aside from the obvious, you can find free money stashed at home. If you wonder how this can be, it’s simple: a lot of money is flushed down your
Continue reading 20 Places You Can Find Free Money at Home
The advice for being frugal is really the same as for investing: spend less (buy low) than you make (sell high). Pretty simple, right? And it’s not really all that hard if you can adjust your thinking.
Here are some tips
Continue reading 30 Ways to Be Frugal Yet Still Enjoy Life
With all this talk going on about the financial crisis, it’s good to turn to come tried and true money saving tricks. This week, we liked
Continue reading Weekly Roundup of the Best Money Saving Posts (31st Oct 2008)
This is a special post by Christine Buske, our guest blogger this week.
The saying goes that in order for you to make money, you need to spend it first. Without a doubt this is true; dentist cannot help his patients without proper equipment, and a computer programmer cannot do anything without a working computer.
When it comes to some aspects of life, being frugal can actually cost you a lot of money in the long run. One of the most common places where people try to “save” is when it comes to tools that help their productivity. Time is money, and if you
Continue reading How to Make More Money by Spending It
We are Kathryn and Captain Frugal two money saving fanatics. Kathryn is a freelance writer living in San Francisco which means that she's had to work hard to maintain a frugal budget. Captain Frugal learned from a young age that a penny saved is a penny earned, he's made it his life's mission to beat "the system" a few cents at a time. 
"Living the high life is easy!" say's captian frugal, "all you need is a little creativity, to improve your lifestyle and still save money!
