Coupons for Marks and Spencer Home Insurance

Just as customers know they can depend on Marks and Spencer to provide quality products for their home, they can also trust them to protect their house and its contents with the company's straightforward home insurance. Marks and Spencer launched their banking brand, M&S Bank, in 1985, and work with AXA Insurance UK Ltd to provide their customers with versatile insurance policies.Customers can easily check out the available policies online. Marks and Spencer offer two options; standard or premier cover. The cheaper standard option covers all buildings, fixtures & fittings and outbuildings, along with new for old cover on the home's contents. Customers can add optional cover for their possessions when they're away from home, legal expenses and home emergency cover. With the premier policy, customers get the same cover as the standard option, along with the optional extras included in the price. With the premier option, customers also enjoy cover for visitor's possessions and for dependent relatives in residential care. It's always a worrying time for mum and dad when the kids go off to university, but with premier's student cover, if anything happens to their kid's belongings Marks and Spencer has them covered.Marks and Spencer understand paying upfront for a year's insurance can be difficult, and, unlike many companies, they offer monthly instalments at no extra cost. » more

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Offers and Deals for You

Online Discount

If you’ve decided to sign up for M&S Home Insurance, make sure you do it online. Customers who take our new insurance policies with M&S save on average 20%, just for buying online instead of over the phone. Unfortunately, the online discount is only available for new home insurance policies, not renewals or optional extras, and it’s subject to a minimum premium.

No Claims Discount

If you’re switching from your old insurance provider to M&S Home Insurance and haven’t made a claim in at least once year, M&S will give you a no claims discount when you take out a new policy. To get your discount, state how many years you haven’t claimed on your home insurance when applying for a quote.

Free M&S Home Vouchers

When you take out a new combined buildings and contents insurance policy with M&S, you’ll be rewarded with £20 in M&S Home vouchers! If you regularly shop at M&S Home and know you’ll use the vouchers in the future, this is the equivalent of a £20 discount on your policy.

Extra Money Saving Tips

Pay in Monthly Instalments

An annual home insurance policy can be expensive and hard to pay for it in one go. Thankfully, M&S Home Insurance lets you pay for your policy in monthly instalments without charging you any extra fees or interest! Although spreading the cost doesn’t actually save you any money, it could make paying for your policy and protecting your home easier.

Free Green Benefits

When you make a claim for a new washing machine, fridge, freezer, tumble dryer or dishwasher and it’s approved, M&S Home Insurance will automatically replace your old appliance with a new eco-friendly one with an ‘A’ rating for energy efficiency. Equally, if your home suffers serious damage and needs to be knocked down then rebuilt, the insurance supplier will make sure the work is carried out at level 4 of the Code for Sustainable Homes. This code uses a 1-6 rating, with 6 being the best.
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