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Coupons for Marks and Spencer Home Insurance

Marks And Spencer Home Insurance Promotional Codes

After launching their banking brand in 1985, Marks and Spencer expanded from a simple retail store to providing a broad range of products through its bank. Home insurance became available in 2000 with a simple contents-only plan. Working alongside AXA, Marks and Spencer provides a versatile insurance policy. The standard insurance policy provides you with cover for fittings, outbuildings, and contents. You can also add on cover for items when away from home, as well as legal expenses cover. If you choose the premier option, you automatically benefit from student cover. For parents who have children going to university, this means no worrying about what will happen to their goods in the event of loss or damage. If you have visitors, their goods are covered as well. Another handy add-on from Marks and Spencer’s home insurance policy is residential care cover for dependent relatives in care homes. Marks and Spencer cardholders benefit from loyalty rewards when taking out a new policy. If you are not a cardholder, keep your eye out for online voucher codes instead. Handily, Marks and Spencer do not charge extra if you choose to pay by direct debit. This is a pleasant contrast to other providers that may only give discounts to those who pay annually.

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Subject to minimum premiums. Not available to customers renewing their existing cover and excludes optional extras

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Shopping Tips for Marks and Spencer Home Insurance

Offers and deals for you

Online discount

If you’ve decided to sign up for M&S Home Insurance, make sure you do it online. Customers who take our new insurance policies with M&S save on average 20% by buying online, compared to the price they’d pay for the exact same policy if they took it out over the phone. Unfortunately, the online discount is only available for new home insurance policies – not renewals or optional extras – and it’s subject to a minimum premium.

No claims discount

If you are switching from another insurance provider to M&S Home Insurance and haven’t made a claim in at least once year, M&S Home Insurance will give you a no claims discount. To get your discount, make sure you state how many years you haven’t claimed on your home insurance.

Loyalty programme

M&S Cardholder bonus

M&S Cardholders benefit from 1,000 M&S points when they apply for a new home insurance policy with M&S Home Insurance. To get your loyalty points, simply type in your M&S card number in the box provided when applying for a quote. Again, this point bonus is only available on new insurance policies – not renewals.

Extra money saving tips

Pay in monthly instalments

An annual home insurance policy can be expensive and not everyone can afford to pay for it in one fell swoop. Thankfully, M&S Home Insurance lets you pay for your policy in monthly instalments without charging you any extra fees or interest.

Free green benefits

When you make a claim for a new washing machine, fridge, freezer, tumble dryer or dishwasher and it’s approved, M&S Home Insurance will automatically replace your old appliance with a new eco-friendly one with an ‘A’ rating for energy efficiency. Equally, if your home suffers serious damage and needs to be knocked down then rebuilt, the insurance supplier will make sure the work is carried out at level 4 of the Code for Sustainable Homes. This code uses a 1-6 rating, with 6 being the best.

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