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In this life, one can never truly know what's going to happen, which is why it doesn't hurt to be prepared for any cards that life might unexpectedly deal, rather than get caught unaware and struggle to deal with it. … Death is one of those things that life can unexpectedly throw on someone without a moment's notice, especially for those lucky enough to be considered old and over fifty! Saga Life Insurance is well aware and wants to help protect families and their loved ones against this. They offer flexible life insurance packages that allow a customer to choose how long they want to be ensured, and how much their cover will cost. Their premiums will also stay the same throughout the lifetime of the policy, meaning that the customer is in control of everything. There's a whole host of useful benefits such as accidental death cover being automatically included in the period between the receipt of an application and acceptance. Terminal illness cover is automatically included in any policy over two years, and critical illness cover is an optional extra -- all to offer peace of mind for every unexpected and sudden eventuality.