Last Updated: December 11, 2016
Coupons for Vanquis Bank
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Vanquis Bank Promotional Codes for December 2016

Credit is one of those things no one thinks about until they either need it, or don't have it. These days just about everything, from buying a car to getting a job, requires a credit rating check (fortunately people are still allowed to buy their morning macchiatos without a credit check or the world would probably come to a screeching halt). Developing and rebuilding credit is not an easy task. Fortunately, Vanquis Bank stand ready to welcome with open (virtual) arms those who need credit and have been turned down by other credit institutions. The self-employed, the previously bankrupt, those with previous county court judgements and more can all turn to Vanquis Bank for help rebuilding (or building, as the case may be) their credit ratings. The bank offer guides to give customers advice on how to get a credit card, what types of cards are available and steps they can take to improve their credit score. They can also contact a Vanquis bank advisor to learn which card would be right for them, or apply online for a card with a manageable starting credit limit.

Active Vanquis Bank Promotional Codes & Discount Codes

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How to use Vanquis Bank Promotional Codes

  1. Apply for a Vanquis Bank credit card

    Vanquis makes it easy to obtain a credit card, even with poor credit or no credit at all. Just go to www.vanquis.co.uk and click “Apply Now” on the home page.

  2. Read up and pick a card style

    Review the text under “Please Note,” making sure you have all the required information. Then tick the circle for the card color and style you prefer.

  3. Enter personal information

    Enter your name, date of birth, email, and address as directed, as well as your home, work and mobile phone numbers. You will also be asked to create a password.

  4. View and select a discount code

    Back at our website, take a look at the special promotions we offer for Vanquis Bank. When you find one you like, click “View Code & Open Site” to bring up a promotion code. Copy it, and return to the Vanquis application page.

  5. Apply your promotional code

    Beneath the section for your password, enter or paste your promo code in the box next to “Please enter promotional code if you have one.”

  6. Fill out financial info section

    Enter your occupation, annual income, and other employment and financial information as directed.

  7. Agree to the terms and conditions

    Check the box to accept the terms and conditions of your credit card.

  8. Review, sign and submit

    Review the pre-contract and credit card agreement information, and tick the “Signature of Customer” box to agree to the terms of the credit card. To complete and send in your application, click “Submit.” Vanquis will review your application and assign you a card with a reasonable line of credit within a timely manner.

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Shopping Tips for Vanquis Bank

Extra Money Saving Tips

Set Up a Continuous Payment Authority

If you miss a payment on your Vanquis Bank credit card, you could find yourself with an even worse credit rating than before, so it’s definitely worth setting up a Continuous Payment Authority (CPA). When you set up a CPA for the minimum or full payment each month, the money will be taken straight from your bank account (just like a direct debit setup) and you’ll never miss a payment – as long as you’ve got sufficient funds in your bank account. By never missing a payment, you’ll never have to pay any hefty fines or ruin your credit score. And by making all your payments on time, you’ll be improving your credit score which will help increase your credit limit with Vanquis Bank and improve the odds of you getting credit from other companies, too.

Increase Your Credit

Vanquis Bank gives you the chance to increase your credit card limit over time – but you’ve got to be very careful that you don’t go over the current limits. To increase your credit limit, use your card as much as possible on everyday things, such as food shopping and refuelling your car, but always keep an eye on your current limit and never go over it. Don’t forget that you’ve also got to leave enough credit to pay off recent transactions, interest and charges. When Vanquis Bank sees that you have full control over your spending, they’re likely to increase your credit limit when you apply for it. The amount of credit you can increase your card by varies according to personal situations, but to give you an idea, you could get credit limit increases every 5 months up to £4,000. Not only that, but having a solid credit history by keeping on top of your credit card spending will also help you get credit from other companies in the future. Just make sure you don’t take out more credit than you can afford to pay back, otherwise you’ll damage your credit store even further.

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