Written by Kathryn on June 29, 2009
What does it mean to live frugally? At a very basic level, frugal living means that you live your life in a way that allows you to limit your spending. However, there are many different approaches to frugality that one might take. In truth, being frugal can mean very different things to different people. The reasons that you opt to embrace a frugal lifestyle will have a significant impact on your type of frugality. Let’s take a look at some of the core philosophies of frugal living.
Simple Living
A lot of people who choose to live frugally are engaged in a practice commonly known as voluntary simplicity. These people believe that life should not be about the acquisition of material goods. Instead, these people aim to live a high-quality life comprised of doing things that they enjoy with people that they love. Being frugal assists them in living this way. It helps them avoid getting sucked into the
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Written by Kathryn on June 28, 2009
There are many people who would love to start their own business. However, it’s a much smaller percentage of people who actually do start their own business. One of the things that is holding some of those other people back is that they don’t know how to find the money required to assist them in starting a business. What do small business owners know that those people don’t know? They know that it doesn’t take a lot of money to start most small businesses. They also know where to find the money that is required.
Here are ten great methods of finding the money to start your own business:
1. Government Grants and Loans. One of the best ways to get money to start your own business is to
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Written by Kathryn on June 24, 2009
Hewlett-Packard has recently announced the launch of a new printer that has a lot of people really excited. The HP Photosmart Premium with TouchSmart Web is a printer that is capable of connecting directly to the Internet without requiring that you hook the printer up to the computer. This means that you can easily access items on the web that you might want to print out. Many people are saying that this is a great step forward in technology for print-at-home coupons.
People who print coupons at home currently have to go to their favorite coupon websites in order to locate the coupons that they want to print. They then need to tell the computer to print those coupons. How easy this is depends a lot on the website that you’re getting the coupon from. Some websites have easy-to-use “print this
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Written by Kathryn on June 22, 2009
A recent report by Performics tells us that sixty percent of a study’s respondents are spending as much or more money on online shopping this year as they did one year ago. This is a surprise to a lot of people who have believed that the recession has caused people to cut back on both their offline and online spending. The fact seems to be that people still need to do some basic shopping (particularly for household items) and that they are doing that shopping online.
Perhaps one of the reasons that people are maintaining their online shopping habits is because it is so easy to save money with discount codes when shopping online. Almost seventy percent of the people surveyed said that they do
Continue reading 60% of Online Shoppers Spending More This Year »
Written by Kathryn on June 19, 2009
Making too many coupons available to customers can be a big mistake for small stores. There have been several cases lately in which too many customers have shown up for a coupon promotion deal and stores have had massive problems as a result. The problem is that everyone is trying to take advantage of good coupon deals these days because of the recession. Too many people print out or clip out these coupons and then show up all at once to the place of business. The workers can’t handle the increase in business, there’s a traffic jam of people waiting to get their coupon deal and tempers tend to flare.
The most widely-publicized case of this was the KFC debacle that happened earlier this year. Oprah announced a coupon deal for KFC’s new grilled chicken. So many of her viewers tried to get this coupon deal that KFC stores everywhere ran out of the product trying to meet their
Continue reading In-Store Coupons Flood Store, Create Problems »
Written by Kathryn on June 18, 2009
There is a reason why the summer fling is such a popular idea; summer is an ideal time to go on romantic dates. The relaxed feeling of summer, the opportunity to get outdoors and the plethora of things available to do during the summer months all combine to make it a terrific season for spending hours and hours getting to know (or to become re-acquainted with) someone that interests you. And what’s really great about summer dating is that a lot of the activities that you can enjoy are cheap or free!
Whether you’re looking for a short summer fling or you want to get intimate again with someone you’ve been with for awhile, here are some of the top summer dates that combine romance and frugal living:
1. Take long hikes in beautiful scenic areas near you. Summer is a beautiful time to just get
Continue reading 10 Best Frugal Romantic Dates for Summer »
Written by Kathryn on June 17, 2009
Online coupons are the way of the future. For many frugal people, they are the way of today. There are many different websites where you can find access to these types of coupons. One of the most powerful websites for people interested in getting online discounts is Twitter. Twitter can be used to receive coupons that can be used online or downloaded for use at local stores. Twitter is also a great tool for networking with other people who have knowledge about good online coupons. Anyone who is interested in maximizing their money-saving today will want to know what Twitter coupons are all about.
It’s Easy to Create Twitter Coupons
One of the best reasons to get involved in the use of Twitter Coupons is because it is so easy to make them. This means that a lot of different businesses and individuals are starting to create their own coupons on Twitter. You
Continue reading Guide to Twitter Coupons »
Written by Kathryn on June 15, 2009
Kids of all ages are frequently looking for ways that they can earn money. This makes parents happy. First of all it means that their children will have a bit of their own spending money to get the things that they want. Perhaps more importantly, earning their own money teaches kids about the value of money. It also teaches them skills related to working that they’ll be using for the rest of their lives. It’s an all-around great situation when kids start earning their own money from an early age. But how should they do it?
Here are 30 different ways that kids might earn money:
1. Bake Sales. Kids can start learning to do some simple baking from a very young age. They can hold bake sales in the neighborhood every week or every month where they sell their baked goods. Truly entrepreneurial kids may even set up a baking business through
Continue reading 30 Great Ways for Kids to Earn Money »
Written by Kathryn on June 8, 2009
Many people who are first learning about the use of promotional codes for saving money when shopping online will naturally equate the promo code with a standard coupon. In many ways, online discount codes are very much the same as the coupons that we have long been clipping and storing away in our organizers for use at local stores. However, there are some notable differences between promo codes and coupons which are important to understand if you want to make sure that you are truly knowledgeable about these different methods of saving money. Moreover, it is important to understand how recent changes in technology are blurring the line between discount codes and coupons so that their differences
Continue reading The Difference Between Promotional Codes and Coupons »
Written by Kathryn on June 6, 2009
Most of us use coupons just to save a few pennies here and there. A handful of coupon queens manage to save hundreds or even thousands of dollars per month with their coupons. But there are some people out there who engage in massive coupon fraud and these people end up costing manufacturers millions of dollars in fraudulent losses.
There is a big coupon fraud cause happening in the United States right now. Through fraud, a group of people was able to steal over $250 million in a ten year span which is likely the largest ever loss for the coupon industry. The fraud was conducted in two ways. First of all, the defendants were simply submitting fraudulent coupons to get good (but illegal) deals. And secondly, they were lying to stores and saying that they tried to use legal coupons but
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Written by Kathryn on June 2, 2009
Summer vacations are expensive. Even budget travel requires people to dip into their savings accounts a little bit to be able to afford the trip. Most people simply accept this as a part of life. It doesn’t have to be. Smart travelers can actually find ways to turn their summer vacations into money-making opportunities. Some people manage to actually make a profit during their travels. At the very least, doing this offsets the cost of the vacation.
Here’s a look at ten ways that you might turn your summer travel into cash:
1. Write about your travels. A lot of people think that their travels are not worth writing about because they aren’t visiting exotic locations. However people’s travel tales are a
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Written by Kathryn on May 30, 2009
Summer vacation for many of us means that it is time to find ways to entertain the kids in our family. We don’t want our children to stay home all day being bored and getting themselves into trouble. However, we also don’t want to spend a lot of money making sure that the kids are entertained. Luckily there are actually a lot of free and cheap summer activities that kids love to do.
20 of the best cheap summer kids’ activities are:
1. Water fights. How many kids do you know that don’t love a good water fight? Water guns and water balloons are among the best cheap toys to entertain kids this summer. Make it more fun by organizing games and neighborhood battles. Make sure to save money on water costs by monitoring kids as they fill up for the
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Written by Kathryn on May 26, 2009
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The use of mobile coupons is relatively new but it is rapidly becoming a favorite way for shoppers to save money. This trend could increase now that smartphone applications are emerging which allow people to get on-demand, location-based coupons delivered to their mobile devices. A new business called Coupious has started beta testing of this service and the response so far has been a positive one.
Coupious is a phone application that can be downloaded by both iPhone and Android phone users. The application makes use of the phone’s built-in GPS technology to determine where you are when you are interested in shopping. The application then allows you to browse through available mobile coupons that are relevant for use at the stores in the nearby area. Customer select the coupon
Continue reading On-Demand Location-Based Coupons Entering Market »
Written by Kathryn on May 24, 2009
Imagine getting all of your food fresh from the farm where it was grown. The food that you eat would taste a lot better than the packaged food that you get at the grocery store. It would also be a lot healthier for you. Many people believe that the cheapest way to eat is to use coupons at the local grocery store but you can actually save a lot of money on groceries by getting farm-fresh food. You can get this food through local farmer’s markets, farm deliveries, U-pick farms and even volunteering at a farm in exchange for room and board.
Farmers’ Markets
The most common way that people today get food fresh from the farm is that they purchase it from a local farmers’ market. It’s been exciting to see the popularity of farmer’s markets soar in recent years. Farmers’
Continue reading Save Money Getting Food Fresh From the Farm »
Written by Kathryn on May 19, 2009
Whenever there is a business that is doing well for consumers, there is a group of people who pops up to scam those consumers out of their money. This is always unfortunate but it’s especially unfortunate with a business like the online coupon business which has the potential to save people hundreds (or even thousands) of dollars when used properly. Scammers may take advantage of those people and cause them to lose money when they’re just trying to save a buck. That’s why the Better Business Bureau has issued some tips for people who want to use online coupons safely.
The Top 5 Online Coupon Tips from the Better Business Bureau are:
1. Don’t divulge personal information. You shouldn’t need to provide any sort of personal account or banking
Continue reading 5 Online Coupon Tips from the Better Business Bureau »
We are Kathryn and Captain Frugal two money saving fanatics. Kathryn is a freelance writer living in San Francisco which means that she's had to work hard to maintain a frugal budget. Captain Frugal learned from a young age that a penny saved is a penny earned, he's made it his life's mission to beat "the system" a few cents at a time. "Living the high life is easy!" say's captian frugal, "all you need is a little creativity, to improve your lifestyle and still save money!
